Layaway Program

Estate Diamond Jewelry offers a flexible Layaway Program. This program makes it possible to reserve one of the jewelry pieces in our collection and then to pay up the remainder at a slower pace.

How the Layaway Program Works?

Engagement Ring from Estate Diamond Jewelry

The Estate Diamond Jewelry Layaway Program is very simple and easy-to-use.

Here’s how it works:

  1. Reserve the Ring online (or over the phone) by place a fully-refundable 10% deposit on the ring or jewelry piece.
  2. Pay off the ring in 10 additional monthly payments.
  3. We will ship the ring or jewelry piece to your location with overnight and insured shipping.

Please note, that although our standard layaway payment plan spans 10 months, we are able to also accommodate longer payment plans upon request.

Return Policy for Layaway Program

Engagement Ring on top of FedEx

The Layaway Program is completely covered by our standard 14-day return policy and the 14-days will only activate upon the customer’s receipt of the item.

For example, if a customer places their deposit on a ring on January 1st and only finished paying the Layaway Program on August 1st. The return policy protection will begin once they receive the ring on August 2nd and will continue for the next 14-days.

Additionally, if the customer chooses to terminate the Layaway Program, unless specifically stated otherwise in their invoice, they will receive a full refund.

If the customer misses two payment cycles, the item will no longer be held on reserve and the already-processed payments will be converted to store credit. The store credit doesn’t expire.

Frequently Asked Questions

Artistic Aquamarine and Diamond Ring on Finger

Q: Can I extend my Layaway Plan to be longer than 4 months?

A: Yes. Give us a call and we will work with you to extend your Layaway Program to something that make you comfortable.

Q: How much money do I have to give in order to put a hold on a ring or piece of jewelry?

A: We require at least a 10% refundable deposit in order to put a ring on hold.

Q: Is there any interest charged on this Layaway Program?

A: No. There is no interest charged and no addition or hidden fees charged on this Layaway Program.

Other Financing Programs

In addition to our layaway program we also carry a few other financing options.

  • Financing Program. Partnered with Splitit.
  • Paypal Financing Program. Using checkout with Paypal.

If you have any other questions about the financing programs, please feel free to email us or call us at 212 265 3868.