Layaway Program
Estate Diamond Jewelry offers a flexible Layaway Program. This program allows you to reserve one of the pieces in our collection and then pay up the remainder at a slower pace.
- How the Layaway Program Works?
- Return Policy for Layaway Program
- Frequently Asked Questions
- Other Financing Programs
Start Jewelry Layaway Program Now
How the Layaway Program Works?
The Estate Diamond Jewelry Layaway Program is very simple and easy to use.
Here’s how it works:
- Reserve the Ring online using the payment form above (or over the phone) by placing a deposit on the ring or jewelry piece.
- Pay off the ring in ten (or fewer) monthly payment installments.
- Once the item has been paid in full, we will ship the ring or jewelry piece to your location with overnight and insured shipping.
Please note that although our standard layaway payment plan spans ten months, we can also accommodate longer payment plans upon request.
Important Note: Your jewelry item will not be shipped to your location until the layaway payment has been fully completed.
Cancellation Policy for Layaway Program
If a customer cancels the Layaway Program within 30 days of its start date, they will receive a full refund (unless otherwise specified on the invoice).
Layaway plans may also be canceled after 30 days from the start of the program. If a layaway is canceled after this 30-day period, the customer may choose one of the following options:
- Receive a refund of the amount paid, with a 20% restocking fee deducted
- Apply the full amount paid toward store credit for future purchases
No cash refunds are issued without the applicable restocking fee after the initial 30-day period.
If the customer misses two payment cycles (or if the layaway was canceled after 30 days), the item will no longer be held on reserve, and the already-processed payments will be converted to store credit. Store credit doesn’t expire.
Frequently Asked Questions
Q: Can I extend my Layaway Plan for longer than ten months?
A: Yes. Give us a call, and we will work with you to extend your Layaway Program to something that makes you comfortable.
Q: How much money do I have to give to put a hold on a ring or piece of jewelry?
A: We require at least a 10% refundable deposit to put a ring on hold.
Q: What if I cancel the Layaway Program in the middle?
A: If you cancel your layaway after 30 days, the layaway amount already given to Estate Diamond Jewelry will be transferred to store credit. The store credit will not expire and can be used towards a purchase at a later date.
Q: Is there any interest charged on this Layaway Program?
A: No. There is no interest charged and no additional or hidden fees charged on this Layaway Program.
Other Financing Programs
In addition to our layaway program, we also carry a few other financing options. Financing Program. Partnered with Splitit. If you have any other questions about the financing programs, please feel free to email us or call us at 212 265 3868.
