Financing Your Engagement Ring
Estate Diamond Jewelry offers many payment options. We’ve also partnered with Splitit.
Jewelry Layaway Program
At Estate Diamond Jewelry, both USA and international customers may choose to purchase their jewelry through our layaway program. After an initial deposit of 10% of the purchase price, our jewelry layaway program allows you to make monthly installments until the balance is paid in full.
As soon as the final installment is paid, we will ship your order with overnight and insured shipping.
All items purchased through our layaway program are still completely covered by our 14-day return policy.
Please contact us via phone or email us for more information.
Bank wires are available by request. Estate Diamond Jewelry offers a 1.5% discount on all bank wire payments that it approves. Depending on your financial institution, bank wires will be processed within 3 to 5 days. As soon as the payment comes through, we will notify the customer, and ship the jewelry with overnight and insured shipping.
Estate Diamond Jewelry has teamed up with Splitit to offer an easy, fully integrated financing program. This program does not have any deferred interest or hidden fees. The amount you will see at the checkout is what you pay.
All you need to do is provide some basic information during checkout. You will get instant approval, and you will be able to split your purchase into 2, 3, or 6 monthly payments.
Please note that any payment questions associated with the Splitit Financing Program must be dealt with directly with them. In the case of a return or refund, Splitit will charge a service fee of 10%.
As mentioned above, Estate Diamond Jewelry also has a layaway program. You can view our terms and conditions to learn more about this opportunity.
In addition to our financing program and layaway program, we also accept all major credit cards, PayPal, and bank wire. Estate Diamond Jewelry uses TLS 1.2 throughout the entire website, including the checkout page. The connection is encrypted and authenticated using aes_128_gcm.
If you have any questions about how the financing program works, please feel free to contact us.
Putting Jewelry on Hold
Estate Diamond Jewelry understands that sometimes it takes a few days to get your finances in order to be able to pay for your jewelry, and so we offer an option to place your jewelry on hold for a few days.
In order to qualify, you will only need to place a nominal refundable deposit in advance. If you choose not to go ahead with the purchase, you will receive the entire deposit back. We will place your jewelry on hold for 14 days and you will not have to worry about someone else snatching up the jewelry that you’ve fallen in love with.
Once we have received the complete amount, we will ship the jewelry to you with free overnight and insured shipping.