Layaway and Financing for Engagement Rings

Engagement Ring Layaway Program

At Estate Diamond Jewelry, both USA and international customers may choose to purchase any item through our layaway program. After an initial deposit at 25% of the purchase price, our engagement ring layaway program allows you to make monthly installments until the balance is paid in full.

As soon as the final installment is paid, we will ship your order with overnight and insured shipping.

Please contact us via phone or email us for more information.

Other Payment Options

Bank wires are available by request. Estate Diamond Jewelry offers a 1.5% discount on all bank wire payments that it approves. Depending on your financial institution, bank wires will be processed within 3 to 5 days. As soon as the payment comes through, we will notify the customer, and ship the ring with overnight and insured shipping.

Financing Program

Estate Diamond Jewelry have teamed up with Split It to offer easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees. The total that you will see at the checkout is what you actually pay.

All you need to do is provide some basic information during checkout. You will get instant approval and you will be able to split your purchase into 3, 6, or 12 monthly payments with rates from 10-30% APR.

Estate Diamond Jewelry also has a layaway program. You can view our terms and conditions to find out more about this opportunity.

In addition to our financing program and layaway program, we also accept all major credit cards, paypal, and bank wire. Estate Diamond Jewelry uses TLS 1.2 throughout the entire website, including the checkout page. The connection is encrypted and authenticated using aes_128_gcm.

If you have any questions about how the financing program works, please feel free to contact us.

Watch the above video to understand how Split It.

How our Financing Program works?

Add your ring to the cart

Checkout with the Split It option

Receive your ring

Pay over time

Putting a ring on hold

Estate Diamond Jewelry understands that sometimes it takes a few days to get your finances in order to be able to pay for your ring, and so we offer an option to place your ring on hold for a few days.

In order to qualify, you will only need to place a nominal refundable deposit in advance. If you choose not to go ahead with the purchase, you will receive the entire deposit back. We will place your ring on hold for a week and you will not have to worry about someone else snatching up the ring that you’ve fallen in love with.

Once we have received the complete amount, we will ship the ring to you with free overnight and insured shipping.