Top 20 Engagement Rings for $40000 July 12, 2021 – Posted in: Jewelry Blog

It’s unlikely that diamonds of large sizes and high quality have a low price tag – thus, a lot of people have to compromise either the former or the latter. Thankfully, with budgets planned for your engagement rings for $40000, compromising is unnecessary. 

In this guide, we’ve gathered the 20 best styles to fit a $40,000 engagement ring budget. Here, you will find large diamonds of great clarity and bright options, as well as more modest styles.

1. Diamond Gallery Ring

Price $39,000. Diamond Gallery Engagement Ring.

Brides who admire shiny things will appreciate this diamond ring. The center 3.24-carat stone has a faint tint, but great clarity. More diamonds surround it and run along the shoulders. While the platinum band is bare, the under-gallery features lavish decoration with openwork and diamonds. This ring covers a large area of the finger, thus makes it appear slimmer. 

2. Barrow Ring

Price $39,600. Learn more about the Barrow Ring.

Diamonds are a timeless choice, but they don’t have to be clear. Add a pop of color with this 1.15-carat, fancy sunny yellow diamond. Round clear diamonds surround the main stone, while two baguette-cut stones adorn the shoulders of the ring. Furthermore, the Barrow Ring is not only striking but also practical due to its low profile and plain band. The ring holds a GIA certificate.

4. Allandale Ring

Allandale Ring $40,000 Sapphire Engagement Ring on Finger

Price $40,000. Learn more about the Allandale ring.

Sapphires are another traditional option for an engagement ring – they symbolize love, wisdom, and are often the choice of royalty. The sapphire in the center of this ring weighs nearly 4.5 carats – a rare and impressive piece. Graduating baguette-cut sapphires and diamonds run along the shoulders. Last but not least, the band features a simple yet unique openwork. 

5. Montreal Ring

Price $40,000. Learn more about Montreal Ring.

This ring features a mix of a 3.67-carat, cushion-cut diamond, and a sapphire halo. Despite its large size, the main stone is colorless and clear. The mounting is quite simple, but in no way boring – shoulders hold more diamonds, while openwork adorns the under-gallery. The band is made in a triple-wire shank style. A great example within engagement rings for $40000.

6. Crawford Ring

Price $45,000. Learn more about the Crawford Ring.

The center Asscher-cut diamond weighs 3.26 carats, while bullet-shaped diamonds on the shoulders add an additional half carat. A genuine sapphire halo surrounds the main stone. The under-gallery features an openwork motif, but the platinum band is bare. Finally, the ring has a rare octagonal shape that makes the design especially chic. 

7. Chelsea Ring

4 Carat $40k Chelsea Engagement Ring on Finger

Price ~$40,000. Learn more about the Chelsea Ring.

The center diamond weighs nearly 4 carats and is of a high clarity grade. While the platinum band is bare, the under-gallery features ornate openwork with additional small diamonds. More stones run along the shoulders. This Edwardian Era ring is sold, however, our masters can recreate this beautiful design. 

8. Boucheron Ring

Price $38,500. Learn more about the Boucheron Ring.

This Boucheron ring is a great example of the Art Deco era style and, even though it’s quite modest, it features plenty of fine details. The center diamond weighs nearly 2.5 carats and is colorless and clear. Two baguette-cut diamonds flank the main stone, while delicate engraving runs along the band. Sides of the band and the under-gallery feature the same engraved motif. 

10. Emerald Halo Ring

10861VB 3.80ct Diamond and Emerald Halo Engagement Ring on Finger

Price is approx $40,000. Learn more about this ring.

The main diamond in this ring weighs 3.8 carats but appears even larger due to its antique cut. A French-cut emerald halo surrounds it, while other parts of the ring are free from any stones. However, the under-gallery is decorated with openwork. The bright green color and size of the center diamond make this ring a very distinct piece that won’t go unnoticed. 

11. Belcastel Ring

Finger Picture RJ156 3.11ct Diamond Engagement Ring High Price Range

Price $44,000. The Belcastle Ring is sold.

A 3.11-carat diamond is in the spotlight of this ring, but it isn’t the only accent. Fine openwork, engraving, and diamonds decorate the shoulders and high under-gallery. Most importantly, the center stone is of great quality – colorless and clear. The ring holds a GIA certificate and dates back to the 1920s. 

12. Mosley Ring

Diamond and Sapphire 40k engagement ring 12195

Price $38,500. Learn more about the Mosley Ring.

A sparkling, antique cushion-cut. 4.5-carat diamond is in the spotlight of this ring. Around the main stone is a halo of genuine sapphires, while six small diamonds adorn the shoulders. The under-gallery features fine openwork, but the platinum band is made in a triple-wire shank style. Although the center stone has a fair tint, it’s very clear, which is important for a diamond of this size. 

13. Yale Ring

Price $45,000. Learn more about the Yale Ring.

Yet another sapphire and diamond mix in our guide – this time in a more minimalistic design. The center stone weighs over 4 carats, while more diamonds adorn the shoulders. A genuine sapphire halo surrounds it. The platinum band and under-gallery are simple, signaling that the ring dates back to the retro era. 

14. Northbrook Ring

Marquise-cut diamond engagement ring for $40,000

Price $45,000. Learn more about this ring.

Marquise-cut diamonds are the best option for brides that wish to visually elongate fingers. The design of this ring is very clean – a 3.56-carat diamond is the only stone in this ring. While the platinum band is free from any extra elements, the under-gallery features an ornate openwork motif.

15. Mulberry Ring

11414 Old European Cut Diamond Ring on Hand 2 Carats D color

Price $45,500. Learn more about the Mulberry Ring.

If between size and quality of a diamond you select the latter, you will likely love this ring. The center diamond weighs slightly over 2 carats – a moderate size compared to some of the other stones in this guide. However, it’s very clear and colorless. Two more diamonds flank the center stone, but the band and profile are plain.

16. Dover Ring

3.62ct Diamond Engagement Ring Dover on Finger

Price $46,500. Learn more about this ring.

Although the center 3.62-carat diamond has an old European cut, the ring features an octagonal shape due to the stone setting adorned with smaller diamonds and milgrain. The shoulders feature a leaf ornament with additional stones, while the band is made in a classic triple-wire shank style. A fine openwork decorates the under-gallery. 

17. Ludlow Ring

Price approx $40,000. Sold, but custom orders available. Learn more about the Ludlow Ring.

The over 3-carat diamond in the center of this ring has a fair tint but is of great clarity, which is crucial for an emerald cut. A genuine sapphire halo surrounds the main stone, while two more diamonds adorn the shoulders. Otherwise, the design is quite simple, but the under-gallery features fine openwork. The ring holds a GIA certificate.

18. Antique 3.53 Carat Ring

3 Carat Ring $40k on Finger Pink Nails

Price $36,000. Learn more about this ring.

Brides that prefer classics with a twist will admire this ring. The main diamond weighs over 3.5 carats and features a timeless old European cut. More diamonds run along the shoulders, while delicate engraving adorns the sides of the band. This ring has a high profile and dates back to the 1920s. 

19. Buccellati Ring

Price $36,000. Learn more about the Buccellati Ring.

Buccellati is one of the most renowned jewelry houses and this ruby ring is a fine example of the level of quality that they produce.

20. Estate Diamond Ring

11412 Old Euro Diamond Engagement Ring on Finger Worth Price of $40.000

This ring features an elegant, ladylike design that isn’t crowded with unnecessary elements. The center diamond weighs 3.63 carats while also being clear and colorless. A three-leaf motif flanks the main stone, while the platinum band is bare. Additionally, each leaf and the under-gallery hold more diamonds. The four-prong setting of the center stone adds to the delicacy of the ring. 

Unlimited Options for Engagement Rings for $40000 

As you can see, with a $40,000 budget, your options are nearly unlimited – it’s quite easy to find a ring with intricate design and great stone quality. In case our selection does not include your ideal ring but you like specific elements from several styles, don’t hesitate to contact us – our masters can create a custom design by request.

Click here to view our entire collection of $40,000 engagement rings.

Our guide to building a custom engagement ring may help you decide on all the details. And, of course, we wish you good like with your proposal.